Nominating your beneficiaries

All cash sums paid on death are distributed by the Trustee for the benefit of your dependants or beneficiaries. The Trustee has discretion over who will receive these cash sums and, although they will take account of your wishes, they are not legally bound by them. This is so that inheritance tax liability is minimised.

To indicate your wishes to the Trustee, you should have completed the nomination section of the application form you completed when joining the Scheme or provided with annual benefit statements.

You should remember that you are free to change your nomination form at any time. To do this, please click here to download a Nomination form.

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