How will I be affected?

The legislation requires ABF to categorise UK employees into three different groups. Although we don't like to categorise employees, it is something that the regulations state we must do.

The main criteria that must be used are an employee’s age together with the level of earnings in a pay period, whether that is weekly, monthly or four-weekly.The three different groups are treated slightly differently in terms of how and when they are auto enrolled and what they are entitled to.

The three groups are:

Eligible jobholders

  • Working in the UK
  • Aged 22-State Pension age (SPA)
  • Earns above £10,000 a year

Non-eligible jobholders

  • Working in the UK
  • Aged 16-21 Or SPA -74
  • Earns above £10,000 a year

Or

  • Working in the UK
  • Aged 16-74
  • Earns between £5,824 and £10,000 a year

Entitled workers

  • Working in the UK
  • Aged 16-74
  • Does not earn above £5,824 a year

Once you have identified which group you belong to, use the menus on the left to find out how you are affected. ‘Foods’ refers to all employers with the exception of Primark and Fortnum and Mason. ‘Retail’ refers to Primark and Fortnum and Mason only.


All earnings figures quoted are those applicable in the 2015/16 tax year.