Text size:
Aa
Aa
Aa
Menu
Close
Log in
Select scheme
DC Section
DB ABF Section
DB British Sugar Section
Not a member
IFA Section
HR Hub
Search
Defined Contribution Section ABF
Home
About the Scheme
Overview
How it works
How do I join?
Looking after the Scheme
Leaving the Scheme
Opting out
Absence from work
Ill health
Death benefits
Divorce
Paying in
Overview
Contribution rates
Saving more: AVCs
Transferring into the Scheme
Where do my contributions go?
Your pension modeller
Investments
Overview
Tier 1: Target date funds
Tier 2: Diversified growth/multi-asset investment funds
Tier 3: Single asset funds
Tier 4: Funds 'on request'
Risk and reward?
Making changes to your investments
Retirement
Overview
When can I retire?
Your retirement options
Retiring due to ill health
Tax implications
Further guidance
Hargreaves Lansdown
Forms and downloads
Overview
Pension scams
Documents
Forms
Videos
Taxation
Overview
Tax limits
Applying for HMRC protection
Where to get further help
Scottish rate of income tax
DC Member Login
Defined Benefit Section ABF
Home
About the Scheme
Overview
How it works
Contributions
Benefits
Looking after the Scheme
Leaving the Scheme
Leaving the Company
Death benefits
Divorce
Absence from work
AVCs
Overview
Can I increase my benefits?
How does it work?
Starting changing AVCs
Using AVCs at retirement
Retirement
Overview
Normal retirement
Early retirement
Flexible retirement
Tax-free cash lump sum
Working past your Normal Retirement Date
Ill health retirement
Reduced accrual members
How pensions were calculated prior to April 2016
Deferred members
Overview
Revaluation rates
Change of details
Transferring your pension
Retirement
Pensioners
Overview
Change of details
Pensioner statement
Pension payment dates
Pension increases
Forms and Downloads
Overview
Pension scams
Documents
Forms
Taxation
Overview
Tax limits
Applying for HMRC protection
Where to get further help
Scottish rate of income tax
Defined Benefit Section British Sugar
Home
About the Scheme
Overview
How it works
Contributions
Benefits
Looking after the Scheme
Leaving the Scheme
Death benefits
Divorce
Absence from work
AVCs
Overview
Can I increase my benefits?
How does it work?
Starting changing AVCs
Using AVCs at retirement
Retirement
Overview
Normal retirement
Early retirement
Flexible retirement
Ill health retirement
Deferred members
Overview
Revaluation rates
Change of details
Transferring your pension
Retirement
Pensioners
Overview
Change of details
Pensioner statement
Pension payment dates
Pension increases
Forms and downloads
Overview
Pension scams
Documents
Forms
Taxation
Overview
Tax limits
Applying for HMRC protection
Where to get further help
Scottish rate of income tax
Not a member
IFA Section
Home
Scheme information sheet
Deferred revaluation information
Commutation factors
Benefit settlements - ID requirements
FAQs
HR Hub
Home
Forms and downloads
FAQs
News
FAQs
News
Contact us
Log in
Choose your section below to Log in
Defined Contribution Section
Defined Benefit Section - ABF
Defined Benefit Section - British Sugar
Home
About the Scheme
Paying in
Investments
Retirement
Forms and downloads
Taxation
Pension scams
Documents
Forms
Documents
Access important documents from the Scheme.
Overview
Benefit statement - small print
Report and Accounts
Booklets
Reports
Statement of Investment Principles
Chairman’s Statement
More in this section
Overview
Benefit statement - small print
Report and Accounts
Booklets
Reports
Statement of Investment Principles
Chairman’s Statement
More in Forms and downloads
Pension scams
Forms