Working past your normal retirement date

The Normal Retirement Age for the Scheme is 65; however, if your employer agrees, you can continue to pay contributions to the Scheme past this age. The additional benefits will accrue in the same way as they would before your Normal Retirement Age and the eventual pension will be calculated using your Pensionable Service and Final Pensionable Earnings at the date you eventually retire.

If you leave the Company or opt out of the Scheme before you reach your Normal Retirement Date, your pension is payable from age 65. If you apply to take your benefits after your Normal Retirement Date, they will be backdated to your 65th birthday.