Paying in

A number of choices are available regarding the levels of contributions that you and the Company make. The more that you contribute, the more that the Company contributes. Further details regarding your choices are shown on the Contribution rates page.

Your contributions, and those made by your employer, are used to buy units in investment funds. The units are sold when your benefits become payable.

The contributions are calculated as a percentage of your gross cash earnings, excluding:

  • Bonus payments (unless the Company has told you that these will be included);
  • Any cash arising from the exchange of non-cash benefits; and
  • Any payment in lieu of notice