Tier 4: Alternatives

This Tier is for members who know a bit more about investing or have specific funds that they want their contributions to be invested in. Funds in this Tier could be useful in expanding your investment portfolio.

You can find a full list of the available Tier 4 funds below, along with the charges and links to the fund factsheets. Factsheets are updated quarterly, within six weeks of each quarter end.

Once you have found the fund(s) that you want, please complete an Investment Instruction Form available here and return it to Group Pensions.

Fund name

AMC (%)

TER (%)

ISIN

 

Aquila Life World Equity Index

0.0900 

0.0990 

GB00B4X12W39

Factsheet

AXA Framlington American Growth

0.6500 

0.7100 

GB00B5LXGG05

Factsheet 

AXA Framlington UK Select Opportunities

0.6500 

0.7100 

GB00B7FD4C20

Factsheet

BlackRock Gold & General

0.7500 

0.9100 

GB0005852396

Factsheet

BNY Real Return

0.6900

0.7400

GB00B01XJC27

Factsheet

HSBC Islamic Global Equity Index Fund

0.3400 

0.3400 

LU1092475968

Factsheet

iShares Emerging Markets Index

0.1000 

0.1800 

IE00B3D07H30

Factsheet

JPM Natural Resources

0.7250 

0.8050 

GB00B88MP089

Factsheet 

LGIM All Stocks Gilt Index

0.0780 

0.0780 

GB00B6V5QM98

Factsheet

LGIM All Stocks Index Linked Gilt

0.0780 

0.0780 

GB00B6V5QJ69

Factsheet

LGIM Ethical Global Equity Index

0.3400 

0.3400 

GB00B6V5VQ89

Factsheet

LGIM Ethical UK Equity Index

0.2400 

0.2400 

GB00B6V5VF74

Factsheet

LGIM North American Equity Index 0.1180 0.1180 GB00B6V5Q308 Factsheet

LGIM Property Fund

0.6400 

0.6740 

GB00B6V5QQ37

Factsheet

LGIM World ex UK Equity Index

0.1150 

0.1150 

GB00B6V5QW96

Factsheet

MFS Meridian Global Equity Institutional

0.6400

0.7000

LU0219433983

Factsheet

Schroder Institutional UK Smaller Companies

0.5400 

0.5500 

GB0007893984

Factsheet

Stewart Investors Asia Pacific Leaders

0.8000 

0.8400 

GB0033874768

Factsheet

Vanguard FTSE Developed World ex UK

0.1200 

0.1200 

GB00B59G4Q73

Factsheet

Important

Please note: the funds below are now closed to new investors

Fund name

AMC (%)

TER (%)

ISIN

 

abrdn Emerging Markets Equity (CTNB)

0.9250

1.0450 

GB0033228197

Factsheet

Aegon Investment Grade Bond

0.6500 

0.6900 

GB00B141C763

Factsheet

Aegon UK Corporate Bond

0.2500

0.2548

GB0009210609

Factsheet

Aquila Connect Pacific RIM Equity Index

0.0900 

0.1046 

GB00B00C3T58

Factsheet

Aquila Connect US Equity

0.0900 

0.0993

GB00B00C3X94

Factsheet

Aquila Life Up to 5 Yrs Gilt

0.0900 

0.0936 

GB00B00C2321

Factsheet

AXA Framlington Health

0.6500 

0.7100 

GB00B6WZJX05

Factsheet

AXA IM Global High Income (closed to new investments in March 2023)

0.5000 

0.5300 

GB00B29NGF01

Factsheet 

Baillie Gifford UKB Global Alpha Growth Fund

0.4900 

0.5100 

GB00B3PL7966

Factsheet

Baillie Gifford IF Long Term Global Growth Investment Fund

0.5500 

0.5800 

GB00BD5Z1187

Factsheet

Baillie Gifford OGF Emerging Markets Leading Companies Fund 

0.6400 

0.7100 

GB00B06HZQ59

Factsheet

Baillie Gifford UKB Managed

0.3400

0.3700

GB0006010614

Factsheet

Baillie Gifford Diversified Growth

0.4600

0.6000

GB00B5YBTT55

Factsheet

Baillie Gifford OGF European

0.5900

0.6200

GB0006058928

Factsheet

BlackRock Life Balanced Growth

0.4900 

0.4900

GB00BF9PL185

Factsheet

BlackRock UK Smaller Companies

0.6500 

0.8100

GB0005811418

Factsheet

BlackRock UK Special Situations

0.6500 

0.8100 

GB0005805022

Factsheet

BNY Global Equity

0.3500

0.4200

GB00B8376K50

Factsheet

CT Global Select

0.4600 

0.4900 

GB00BD1FB566

Factsheet

CT UK PAIF Property Fund

0.7000 

0.7600 

GB00BQ1YHS94

Factsheet

EF Tellsons Endeavour Fund

0.4400 

0.6800 

GB00BYWWR883

Factsheet

Invesco High Income

0.8000 

0.8000 

GB00B8N46L71

Factsheet 

Invesco Income

0.8000 

0.8000 

GB00B8N46V79

Factsheet

iShares 100 UK Equity Index

0.1000

0.1100

GB00B71CXN75

Factsheet

Janus Henderson Global Select

0.7500 

1.2200 

GB0007018194

Factsheet

Jupiter China

0.7900

1.0300

GB00B3ZPHC12

Factsheet

Jupiter Global Convertibles

0.8000 

1.0000 

LU0522256048

Factsheet

Jupiter India Fund

0.7900 

1.0300 

GB00B4TZHH95

Factsheet

LGIM Cash

0.0900 

0.0900 

GB00B6V5RH11

Factsheet

LGIM Diversified Fund

0.3400

0.3600 

GB00B6V6GS85

Factsheet

LGIM Global Equity Fixed Weights 60/40 Index

0.1180 

0.1180 

GB00B6V5SX44

Factsheet

LGIM Over 5 Year Index Linked Gilt

0.0780 

0.0780 

GB00B6V5RL56

Factsheet

LGIM World Emerging Market Equity Index

0.3400

0.3400 

GB00B6V5ZW20

Factsheet

M&G Corporate Bond

0.3900

0.4300

GB00BG086Z28

Factsheet

SL abrdn Diversified Growth and Income Pension Fund (Standard Life Inv GARS merged into this fund in December 2023).

0.5400 

0.5700 

GB00B28S0218

Factsheet

Stewart Investors Global Emerging Markets Leaders

0.6900 

0.7600 

GB0033874545

Factsheet

Vanguard US Equity Index CCF

0.1200 

0.1200 

IE00B4NDXJ38

Factsheet

Charges are shown as at 31 March 2024. For some funds you may notice a difference in the fund charges displayed here compared to those on the factsheets. This is due to the factsheets being produced at a different point in time to the table above. The factsheets include the date at which all information and charges are effective from.